1. Q. Do I need proof of eligibility to enroll a new dependent? 
   A. Yes, if you’re adding a new dependent for 2025, you must provide proof of eligibility documentation.
   
   

2. Q. If my spouse’s Open Enrollment period occurs after Marvell’s and I decide to enroll in their healthcare plan(s), can I update my Marvell 2025 elections?
   Yes, you can still enroll in your spouse’s plan(s) for 2025. Starting January 1, 2025, you have 31 days to use the Qualified Life Event process within the benefit enrollment portal to update your benefits under “Employee Gains Other Coverage” through your spouse's plans.

3. Q. What happens if I experience a change next year – my spouse changes jobs, my child turns 26, we have a new baby, etc.?
   A. If you experience a Qualified Life Event, you will have 31 days to update your benefits. Learn more about life changes here.

4. Q. Can I get help choosing a medical plan?
   A. Yes. If you're unsure which medical plan is right for you, access the benefits enrollment portal and select "I'd Like Help Choosing Plans." Answer a few questions, and the tool will help you find a plan that best matches your needs by estimating your costs and comparing medical plan options.
   
   
5. Q. Where can I get help enrolling?  
   A. Call McGriff, Marvell's benefits administrator, at 888-754-6501 from 6 AM - 5 PM PT or email This email address is being protected from spambots. You need JavaScript enabled to view it. to open a ticket. 

Employee medical contributions for the Anthem Blue Cross HDHP and the Exclusive Plans will not change. Review the Anthem Preferred PPO and Kaiser HMO (CA) changes below.

The dental premiums will increase slightly in 2025. There will be no change to what you pay for vision coverage.

Medical Premiums

These premiums are what you pay monthly, depending on the plan you select and the number of dependents you cover.

Dental Premiums

You pay these premiums monthly depending on the number of dependents you cover.

Vision Premiums

These premiums are what you pay monthly, depending on the plan you select and the number of dependents you cover.

All Anthem members will have access to Total Health Connections, a white-glove customer service team specifically trained on Marvell’s plans. Your personal Total Health Connections Family Advocate can help you manage your health information, discuss your claims, provide health plan information, and give you wellness tips. The Family Advocates will be able to answer most of your prescription drug questions as well. For more complicated questions, a CarelonRx representative will be added to the call to ensure you get the answers you need as soon as possible.

Anthem Total Health Connections is designed to give you a seamless and hassle-free experience so you can focus on your health and well-being.

Sydney Health App

If you're enrolled in an Anthem Blue Cross medical plan in 2025, you’ll have access to the Sydney Health app, which you can download on your smartphone or access online. The app allows you to easily manage your health care and connect with your Total Health Connections Family Advocate. You can use the app to: 

• Find doctors, hospitals, and pharmacies in your network
• Review costs for services—and get help finding the lowest cost option
• View your benefits, claims, and medical ID card
• Manage your prescriptions
• Chat with a nurse 24/7 for health advice
• Schedule appointments and virtual visits
• Get personalized wellness tips and programs
• Track your health goals
• Find the name and telephone number of your Total Health Connections Family Advocate, as well as send direct messages

The Sydney Health app is your one-stop shop for all your medical needs.

As previously communicated to the Massachusetts employees enrolled in the Tufts medical plan, the plan will no longer be offered as a health care option in 2025. If you’re currently enrolled in the Tufts medical plan, you’ll need to choose a new medical option during 2025 Open Enrollment. If you’re impacted by this change, we’ll provide you with more details and guidance on how to select the best medical plan for your needs and budget.

If you’re enrolled in the Anthem HDHP, Marvell’s contribution to your HSA will increase from $600 to $700 for employee-only coverage and $1,200 to $1,500 for family coverage. 

The maximum pre-tax contribution for 2025 is increasing from $4,150 to $4,300 for employee-only coverage and from $8,300 to $8,550 for family coverage. Employees age 55 or older can contribute an additional $1,000 to their HSA.

Check out the new Health Equity HSA Calculator for examples of the Anthem HDHP (w/HSA) benefits and tax savings compared to the other Anthem plans.

The 2025 Flexible Spending Account (FSA) maximums are:

• $3,300 for the Health Care FSA
• $3,300 for the Limited Health Care FSA
• $5,000 for the Day Care FSA

IMPORTANT: FSA dollars DO NOT roll over from year to year. Claims incurred before December 31, 2024, but not submitted by March 31, 2025, will not be eligible for reimbursement, so plan accordingly when you make your new FSA elections.

The Delta Dental Buy-Up Plan will no longer be offered as a dental care option. After careful review, we determined the cost of the plan compared to the participation levels did not warrant keeping the plan in 2025. The comprehensive benefits, including a $2,000 annual implant coverage, are available through the Delta Dental PPO Plan (previously called the Delta Dental Base Plan) and will continue to be available in 2025.

If you’re currently enrolled in the Delta Dental Buy-Up Plan and you do not make a change for 2025, you and your covered dependents will automatically be enrolled into the Delta Dental PPO Plan.

You and your eligible dependents will have access to 12 Lyra Health mental health coaching and therapy sessions per year (an increase from eight sessions per year). This means you can access more support for your emotional well-being at no cost to you. Lyra offers confidential, personalized, and evidence-based care from a network of top providers. Whether you’re dealing with stress, anxiety, depression, relationship issues, or any other mental health challenge, Lyra can help find the best solution for you. Learn
more about Lyra and how to sign up at marvell.lyrahealth.com.

Did you know that Lyra recently launched Lyra Care for Teens, a specialized virtual care model tailored to adolescents? This program features age-appropriate content, assessments, and virtual sessions led by therapists specializing in teen mental and behavioral health. After registering for their first appointment, your teen will create their own Lyra account to access online resources and messaging with their therapist. Parental consent is required, and parents must attend the initial session.

The HSA offers several significant tax advantages:

• Tax-deductible contributions: Contributions to the HSA are tax-deductible, reducing your taxable income for the year. This can result in substantial tax savings, especially for individuals in higher tax brackets.
• Tax-free growth: The funds in your HSA grow tax-free. Any interest or investment gains earned within the account are not subject to federal income tax, allowing your savings to compound over time.
• Tax-free withdrawals: Withdrawals from your HSA for qualified medical expenses are tax-free. This includes a wide range of health care costs, from doctor visits and prescriptions to dental and vision care.

While the HSA is primarily designed to cover medical expenses, it can also be a powerful tool for retirement planning.

• Long-term savings: Unlike the Health Care Flexible Spending Account, the HSA does not have a “use-it-or-lose-it” policy. The funds in your HSA roll over year after year, allowing you to build a significant nest egg over time.
• Investment opportunities: The HSA also offers investment options, enabling you to grow your savings. These investments can enhance your retirement portfolio and provide additional financial security.
• Post-retirement medical expenses: Healthcare costs often increase with age. The HSA can help you cover these expenses in retirement without dipping into your other savings or retirement accounts.
• Penalty-free withdrawals at age 65: After you turn 65, you can withdraw funds from your HSA for any purpose without incurring a penalty, though the withdrawals will be subject to income tax if not used for qualified medical expenses.

Enrolling in the Anthem Blue Cross HDHP to access the HSA should be a strategic decision. Here are some factors to consider:

• Health care needs: Assess your health care needs and expenses. If you anticipate low to moderate health care costs, an HSA can help you save on premiums and out-of-pocket expenses. Don’t forget, with the Anthem Blue Cross HDHP, you’ll need to cover the larger deductible out of pocket before the plan will pay a portion of covered expenses.
• Tax benefits: Consider the tax advantages. If you are in a higher tax bracket, the tax-deductible contributions and tax-free growth can provide significant savings.
• Long-term financial goals: Evaluate your long-term financial goals. If you are looking for ways to enhance your retirement savings, the HSA’s investment options and rollover benefits make it an attractive choice.
• Marvell’s contributions: In 2025, Marvell’s contribution will increase to $700 for employee-only coverage and $1,500 for family coverage. These contributions can significantly boost your savings and help you cover out-of-pocket expenses before you meet your deductible.

Health Savings Accounts are more than just a way to pay for medical expenses—they are a versatile financial tool that can benefit you now and in retirement. By understanding their tax advantages and strategic uses, you can make an informed decision during this year's Open Enrollment. Take the time to evaluate your health care needs, financial goals, and eligibility to determine if the Anthem Blue Cross HDHP with HSA is the right choice for you.

Check out the new Health Equity HSA Calculator for examples of the Anthem HDHP (w/HSA) benefits and tax savings compared to the other Anthem plans.