USA Benefits

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Financial HDR Critical Illness

CRITICAL ILLNESS INSURANCE

Critical Illness insurance works to complement your medical coverage—and pays in addition to what your medical plan may or may not cover. It is coverage that provides financial support when you or a loved one becomes seriously ill. Upon diagnosis of a covered illness, it provides you with a lump-sum payment of $15,000 or $30,000 in initial benefits. The total benefit amount available is 3 times that of the initial benefit amount, which is $45,000 or $90,000, in the event that you or an eligible dependent experience more than one covered condition. The payment you receive is yours to spend however you like.

You can only enroll for the Critical Illness plan as a new hire, a Qualified Life Event, or during Open Enrollment for the following calendar year.